The Mount’s policy requires all full time Traditional Undergraduate students (TUGS), Accelerated Bachelor of Science Degree in Nursing (ABSN), Doctoral of Physical Therapy (DPT) students (enrolled in nine (9) units or more), International Students, and Accelerated Degree in Nursing (ADN) students (enrolled in seven (7) units or more), at MSMU, must carry Student Health and Accident Insurance. The annual insurance premium will be automatically billed to the student’s Statement of Account.
Please click on the link below for more information on the Mount's Student Health Insurance coverage.
Academic Year 2018-2019
How to Video
The new HealthCare Reform regulation requires that all potential insured members are notified of the availability of the health insurance plan Summary of Benefits and Coverage (SBC) document. The purpose of the document is to make it easier for you to read and understand the insurance benefits made available to you in a simplified manner that is standard across all insurance companies. You may obtain a copy of your SBC document either by clicking on the below link: https://www.aetnastudenthealth.com/en/school/686160/index.html
Health Insurance Waivers
Students who have an existing health and accident insurance plan that is comparable in coverage to the Mount’s Student Health Insurance coverage may request a waiver to not participate in the Mount’s insurance plan. A waiver request must be submitted every semester. (This waiver request must be completed no later than the published deadline date set for each term).
The automatic billing will be removed from the Statement of Account for all approved waivers within ten (10) business days. The insurance waiver must be renewed every semester of the academic year. If the waiver request is denied, this means your insurance is not active. A student has an opportunity to reactivate the plan and resubmit the waiver by the published deadline date.
Graduate Nursing Students are eligible for the Student Health Insurance, but will not be automatically enrolled. Graduate Nursing Students wishing to enroll may do so by contacting the Business Office and requesting to be enrolled by emailing firstname.lastname@example.org.
International Students are required by law to carry a minimum of $100,000 in Health and Accident Insurance (J-1 only). Proof of adequate insurance must be provided prior to admission.
- Undergraduate Students (Exchange) = same continuing requirements – mandatory health insurance, no opt out/waiver option, must hold MSMU health insurance.
- Graduate level students:
(a) Canadian insurance providers (if comparable)- and if student is able to visit a Doctor in the United States, as the student holds a Country Sponsored Plan, then the student can provide proof of insurance and can opt out/ pending verification and approval like that of regular undergraduate students
(b) Saudi and Kuwait (SCAM) status students who have the USA, United Healthcare plan, Embassy Sponsored Plan, then the student can provide proof of insurance and can opt out/ pending verification and approval like that of regular undergraduate students
(c) All Other International Students – will have to carry the MSMU mandatory plan. If a student remits a health insurance waiver citing their insurance plan they hold is comparable to that of MSMU, then this remittance will be forwarded to JCB for “expert” analysis and review and MSMU (BO) will be advised whether the remittance is approved or denied, and the student advised accordingly.
- Scholars – Scholars who work/study at MSMU on a J-1 Visitors Visa, are required to have health insurance, and if one does not, one must carry MSMU Health Insurance as mandated by the State Department.
Dental insurance covers pediatric dentistry only (under 18 years of age). Students wishing to enroll in dental insurance can do so by visiting the JCB website through the JCB insurance portal for plan availability.
Mount Saint Mary’s University does not determine student Health and Accident Insurance Premiums. Insurance premiums are based on prevailing insurance market conditions/rates.
Service Agent - Administered by John C. Breckenridge Insurance Solutions, Inc. (JCB), CA DOI# 0L32982, and underwritten by Aetna Student Health. (Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance).
Academic Year 2017-2018